New York City, New York · Change

Applying for a place

What they can ask for in New York City

How much can they charge me to apply?

Max $20 for a credit and background check.

For this $20 check fee, you get a copy of the report and your own check counts.

From N.Y. Real Property Law (limit on credit/background check fee), read Oct 6, 2026.
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“Before signing a lease, the most a landlord can charge for a credit and background check is $20 …”

N.Y. Real Property Law (limit on credit/background check fee) · ag.ny.gov
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How big can the deposit be?

Max 1 month's rent.

Landlords can't also ask for last month's rent, and must return it within 14 days.

From N.Y. Gen. Oblig. Law art. 7, tit. 1, read Oct 6, 2026.
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“At the beginning of their tenancy, all tenants can be required to give their landlord a security deposit, but it is limited to no more than one month’s rent …”

N.Y. Gen. Oblig. Law art. 7, tit. 1 · ag.ny.gov
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What can a landlord check about me?

Most things, but not where your income comes from.

Social Security and help like Section 8 vouchers can't be used against you.

From N.Y. Exec. Law § 296(5), read Oct 6, 2026.
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“New York State landlords are prohibited from discriminating against tenants based on lawful source of income, which includes income from social security or any form of federal, state, or local public assistance including Section 8 vouchers …”

N.Y. Exec. Law § 296(5) · ag.ny.gov
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Who can help

  1. Ask the New York City Rent Guidelines BoardFree counselors explain your options, by phone or in person.New York City Rent Guidelines Board
  2. New York State Office of Rent Administration (HCR)New York State Office of Rent Administration (HCR)
  3. Get free legal helpFree help with your situation.LawHelpNY

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Information about the law, not legal advice.