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Every rule here, word for word (3)
State law applies here too. Where both cover a rental, the stricter city rule usually wins; each rule below says so.
New York lawIn force
$20 cap on credit and background check fee
How much can they charge me to apply?
Max $20 for a credit and background check.
For this $20 check fee, you get a copy of the report and your own check counts.
The law, word for word
“Before signing a lease, the most a landlord can charge for a credit and background check is $20 …”
N.Y. Real Property Law (limit on credit/background check fee) · ag.ny.gov · Retrieved Oct 6, 2026
New York lawDepends on the building
FARE Act: no broker fees charged to tenants by landlord's broker
How much can they charge me to apply?
No broker fee from the landlord's broker.
Landlords must also list any other fees you pay in the listing and lease.
It depends on whether the FARE Act covers the apartment's city.
In force since
Jun 11, 2025
The law, word for word
“the Fairness in Apartment
Rental Expenses (FARE) Act prohibits brokers who
represent landlords from charging broker fees to
tenants …”
Fairness in Apartment Rental Expenses (FARE) Act · hcr.ny.gov · Retrieved Oct 6, 2026
No other rule found
Application/background-check fee cap ($20) and the FARE Act broker-fee rule are state-level in the documents' record; no separate NYC-level fee cap in the provided documents (FARE Act enforced by DCWP but recorded at state level).
The law, word for word
“Before signing a lease, the most a landlord can charge for a credit and background check is $20 …”